Are You inSUREd?

June 23, 2014

I used to love storms through the spring and summer. I found the towering clouds and lightning’s fireworks displays truly awesome to watch. The uncontrollable power of the weather can be so grand. Then, as if in an encore performance, the passing of the storm would usually greatly reduce the temperature, humidity, and wind making for a beautiful evening.storm

While the storms are still grand and powerful, my opinion has changed now that I am a homeowner and responsible for the cleanup bills after the storms roll through. I have had hail damage to our vehicle and shingles, water in my basement, and ice-storm damage that involved the removal of two huge trees, parts of two more trees, and 10 stitches in my head. In the grand scope of it all, however, I have been quite lucky. My home has never been completely or even partially destroyed as many in our area have experienced this spring. Read the rest of this entry »

It’s That Time Again

March 10, 2014

It’s that time of year again! No, I am not talking about flu season – I’m talking about tax season.  Either you are dreading it, or you are looking forward to receiving that refund.  What is your spending plan for your refund? A lot of people are tempted to spend their refund before the money even hits their bank account; but with careful planning and thoughtful consideration, that money can be spent in a way that puts those hard earned dollars to work for you. Read the rest of this entry »

Medical Debt Survival Guide

January 28, 2014

Medical bills sending your reeling?

Image courtesy of Vichaya Kiatying-Angsulee /

Image courtesy of Vichaya Kiatying-Angsulee /

According to the Kaiser Family Foundation, an estimated 1 in 3 Americans report having difficulty paying their medical bills – that is, they have had problems affording medical bills within the past year, or they are gradually paying past bills over time, or they have bills they can’t afford to pay at all.1 Read the rest of this entry »

Budget #Selfie

November 21, 2013

LSS Center For Financial Resources

From renting or buying a place to live, to paying off credit card bills or making a simple trip to the neighborhood store, we make important personal decisions about money every day.

Do you ever wonder, are we on the right track? Is there more we should be doing to be smart with our money? Does your budget need a #selfie? Read the rest of this entry »

Frosty, The Snow-Leaf?

November 13, 2013

Winter is just around the corner…

and if you are a homeowner, this means Fall chores.

Flikr Creative Commons | Some rights reserved by nojhan

Flikr Creative Commons | Some rights reserved by nojhan

If you don’t want to end up like Frosty and attempt to do yard-prep in the snow, our list is for you. (As in, start now, finish now, and please, don’t wait until later.)

Most of the tasks below are relatively inexpensive to do and will save you from far more costly repairs in the long run.

Here are 15 ways to avoid becoming a Snow-Leaf:  Read the rest of this entry »


October 1, 2013

What do you do when an anticipated paycheck doesn’t come?

How do you determine which bills to pay first?

Image courtesy of artur84  /

Image courtesy of artur84

Here are 5 steps to take when life shuts down… Read the rest of this entry »

Honey, Did You Shrink The…

August 30, 2013

When shopping for a home, what’s on your list?

Image courtesy of suphakit73 /

Image courtesy of suphakit73 /

It can be easy to fall in love with a house at first sight. But when you buy a house, you are buying more than the house itself. You are buying the neighbors and the neighborhood and a lot of things you might not have considered. Are you a young couple beginning a new family or are you shopping for a home to take you into retirement? Read the rest of this entry »

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