Down Payment Assistance – Making ‘Home’ Possible for More

May 4, 2017

You want to buy a home? Have you looked at prices lately!?  Do you know how much you need for a down payment!?!  You’ve got to be crazy!!! There is no way you can come up with THAT MUCH money right now.  I mean, come on.  Don’t you need like 20% down for a house?  That’s got to be like $50,000-$60,000 with where homes are priced.  Buying a home just is NOT an option for you right now.  Right?

WRONG.  Well, maybe it isn’t the right time for you to be buying a home right now.  But the premises above are probably not going to be what holds you back.  Let’s talk about why. Read the rest of this entry »

Student Loans – 20 Questions You NEED To Know (and the college may not teach you)

August 13, 2015

‘Tis the season.  Ok, so that line can be used for a lot of seasons.  This one, specifically, is that season studentsof the empty nesters.  Drive by any college campus and you will know what I mean.  There is the happy student that can’t wait to be on their own, the stoic father standing by offering quiet support, and the mom tearing up over her baby all grown up.  Yeah, maybe it’s a little idealized, but you get the point.

It’s also the season of signing.  I’m not aware of any school that will let you attend classes without their knowing how they are going to get paid.  So you have to go sign all of those student loan documents.  I’ve been there.  “Just sign by the X”, and so we do.  With the ever increasing student loan amounts, I wanted to offer up 20 questions you should be able to answer BEFORE you sign by the ‘X’.  You may not think about it for another 4-5 years, but now is the time to make sure you get it right. Read the rest of this entry »

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