Rethink That White Picket Fence

November 30, 2017

My in-laws have decided it’s time to make a move.  It’s just the two of them and a small dog in their spacious 3 bed, 2 ½ bath home on a corner lot.  They’ve made a decision that a lot of people in their generation are making.  They are ready to downsize to a townhome.  When I first started selling homes here in Sioux Falls, that’s exactly what townhomes were – the first step of retirement housing in that gradual journey to the nursing home.  Now let me be clear – in no way am I implying that my in-laws are that old.  I’m just sharing why they made the choice they have…… I mean…….uh, anyway……..  While this is still the case for some people, the typical townhome buyer is changing.

If you are dreaming of your very own single-family, picket fence bird housestand-alone home with the white picket fence, you may want to rethink that regardless of your distance from the nursing home. Read the rest of this entry »

In A House But Not Married

June 15, 2017

Not long ago, as we were doing introductions at the beginning of our Homebuyer Express class, one of the participants stated that he was scheduled to close on his new house in two weeks, but was still shopping around.

Ummmm, what???

As the story goes, he and his girlfriend were going to buy the house together and he, in the interest of peace and harmony, let her pick out the house.  But now, before closing, she was no longer girlfriend.  He could still afford the home, but it wasn’t the home he wanted.  So he was still looking around and trying to decide if the extra costs of backing out were worth it for him.

As more and more unmarried people are buying homes together, it brings some “interesting” potential issues to the surface.  Even if the individuals buying together aren’t a couple, but rather siblings, business partners, or just friends, the situations can provide for some more challenging “now what” moments. Read the rest of this entry »

Should You Buy a House?  5 Things to Consider.

June 8, 2017

As June is National Homeownership Month, we are doing a series of blog posts relating to home ownership.  Each will have a different perspective, so stay tuned for more.

First, full disclosure.  I teach our homebuyer education course.  I have my real estate license.  Even though my license is inactive, I am still involved in our local real estate association.  I even teach the classes required to get your real estate license.  Am I invested in that world?  Yes.

I’ve been both a renter and home-owner.  I currently own my own home and would have it no other way.

I am a big fan of home ownership.  It is no secret.

I’ll also be the first one to tell you that home ownership is NOT for everyone. Read the rest of this entry »

Is It REEEEEALY A Good House?

December 14, 2016


So what is your new year going to look like?  What do you want house-and-coinsto do this year?  Change?  Experience?  Does that list include the purchase of a new home?  Does the enormity of that idea scare the bajeebbas out of you?  Don’t worry, you aren’t alone.  After all, how do you know it’s a good home?  Has it been taken care of?  This is a huge purchase and commitment.  How do you know you aren’t getting into a money pit?  There have been at least a couple of funny movies based on that experience.  Is your purchase going to inspire an entirely new episode of comedy?  Possibly…… Read the rest of this entry »

Forget ‘Up’, Keeping IN With the Neighbors

June 20, 2016

In my neighborhood there is a home that appears to by occupied by at least a couple of young women.  By ‘young’, a typical crabbier old guy might classify them as ‘those stinking kids that need to get a real job and grow up’.  I’m not there yet.  But when I walked past and realized they had a live band playing in the back yard the other night, I thought, “Oh boy, this could get interesting.” Read the rest of this entry »

Home Inspections Gone Wild

June 9, 2016


A stranger walks through the house, checking out every little thing, at times taking pictures and at others just making notes.  It’s not a quick visit.  This will take upwards of 3 hours.  While it may sounds like the plot of some horror movie, it is real life that happens every day.  Whether or not it is a horror story depends on the house.  Read the rest of this entry »

Spring Cleaning Financial Style

April 12, 2016

Depending on the day, spring is finally here.  Yes, there are still blustery days that start with scraping the windows on your car.  But there are also those nice days that get us all a little excited for the impending summer.  It gets us excited to get up and moving, get outside, and even get some spring cleaning done.

Aside from the psychological rewards of accomplishing a cleaner home, there are also financial benefits to taking care of that spring clean-up.  Let’s take a look at some of them: Read the rest of this entry »

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