April 22, 2016
At a recent local presentation I attended, the speaker finished his presentation with a slide that said “Get stuff done.” In the Q&A I asked specifically what was being done in regards to affordable housing. A Realtor that was sitting next to me later commented “You didn’t really get an answer, did you?” Sure I did.
That IS an answer, but…..
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January 19, 2016
Many of us like to give. We have those particular charities, organizations, or causes that we like to support. We have the sense of contributing, of making a difference. It makes us feel good. In one particular class that I teach, we work through a budget that includes a line item for donations and offerings. In a scenario that is designed to be very tight, I have watched groups struggle with this item. Read the rest of this entry »
January 11, 2016
For our social media posts, Center for Financial Resources is beginning a series on new beginnings. What a great way to kick it off! Here’s an old post…. Oh, but it’s still so true! Goals really are an important start to any new beginning. Read on and keep an eye out for our other New Beginnings posts.
This year…. “I will lose weight.” “I will save money.” “I will be healthier.” “I will get a better job.” “I will read more.” “I will travel more.” “I will work out more.” “I will make a difference.” “I will get more organized.” “I will spend more time with family.” “I will enjoy life more.” “I will spend less money.” “I will learn something.” “I will eat healthier.” “I will travel.” “I will be less stressed.” “I will drink less.” “I will help someone.” “I will find love.” “I will be more timely.”
Did you made your New Year’s resolutions? How’s it going with that? After all, these will set you up for a year of great fame, fortune, and happiness beyond measure. If you actually do them, that is. According to StatisticBrain.com, 62% of Americans will at least occasionally make a New Year’s resolution. As many people as there are that make resolutions, only 8% of people report achieving their resolutions. That’s less than one in ten that actually meet their goals.
Ouch. Read the rest of this entry »
November 30, 2015
I’m often asked exactly what we do when people come in for credit counseling. Unfortunately, few enough people have been to a credit counselor that it is a very legitimate question. So here’s the answer: we dig through all of your history (business, personal, and otherwise), point out every mistake that you’ve made, belittle you for those mistakes, paint a pretty hopeless picture for your future, and then lecture your children on how they should never turn out like you because of what you have done financially.
Sound like fun? Now that we have all of those misconceptions out of the way, let’s talk about what credit counseling is really like…..
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November 18, 2015
From now until Thanksgiving, the LSS blog will be looking at ‘Thankfulness’ in each of the posts. Written by various programs, check back each day for a different perspective on why or what we celebrate.
A while back my parents were watching my kids for the day. Needing to clean the house, my parents took some time to do that. Being the people-pleaser that she is, my daughter offered to help. So impressed by her willingness, my dad gave her a dollar for helping. When the basement came up, she again offered to help, so she was offered the task of dusting a few things. As soon as she was done, she looked at Grandpa and asked, “What do I get for that?” Read the rest of this entry »
April 13, 2015
I woke up to work out one morning to the sound of raindrops on the roof. To me that meant one thing, my run would have to be on the treadmill this morning. To try to distract myself from the monotony of running on the treadmill, I was paying special attention to the lyrics of the songs playing through my headphones. The song that came on first was “Hey Baby” by Pitbull and T-Pain. I was surprised to find that within the lyrics of this rapping and partying duo was a line in Spanish that means “He who doesn’t listen to advice, doesn’t grow to an old age.” Read the rest of this entry »
March 19, 2015
My family and I just got back from a trip to that magical mecca of all things entertainment and marketing – Disney World. I have to say, it was a great trip and Disney really does a great job of making sure everything is taken care of for you. Not only are the bathrooms clean (a big deal in our family), but we didn’t even have to wait at the airport for our bags. They just magically showed up in our room. The kids had fun. I ate a lot. It was all good. Although I do have to admit that there was one point where my mood nearly broke, changing me to a raging, lecturing know-it-all. Read the rest of this entry »
March 5, 2015
This week LSS is celebrating Dr. Seuss! Just like many kids across the country, we are paying special attention to the great messages that come from his collection of books! Today, LSS Center for Financial Resources will feature the classic And To Thing That I Saw It On Mulberry Street on the blog.
They’ll never crash now. They’ll race at top speed
With Sergeant Mulvaney, himself, in the lead.
The Mayor is there and he thinks it is grand,
And he raises his hat as they dash by the stand.
The Mayor is there and the Aldermen too,
All waving big banners of red, white and blue.
And that is a story that NO ONE can beat
When I say that I saw it on Mulberry Street!
With a roar of its motor an airplane appears
And dumps out confetti while everyone cheers.
And that makes a story that’s really not bad!
But it still could be better. Suppose that I add…..
A Chinese boy who eats with sticks…
A big Magician doing tricks…
A ten-foot beard that needs a comb…
No time for more, I’m almost home.
I swung ‘round the corner and dashed through the gate,
I ran up the steps and I felt simply GREAT!
For I had a story that NO ONE could beat!
And to think that I saw it on Mulberry Street!
And To Think That I Saw It on Mulberry Street – by Dr. Seuss Read the rest of this entry »
January 27, 2015
I recently had another first. For the first time since I’ve been here at Center for Financial Resources, I had a client crying in my office. I suppose if you were to ask my kids on the right day, they would tell you that I like to make people cry and am a big meanie-head like that. But really, I’m not….. at least not here at work. Read the rest of this entry »