Dream Series – 5 Steps to A Black Christmas

November 2, 2017

Cheesy as it may be, it’s a tradition.  Sometime in the next two months you will hear it.  “IIIII’m dreaming……… of a whiiiiiite… Christmas….”  Come on now, everybody loves a little Bing Crosby at Christmas.  As sentimental as a white Christmas may be, there are a lot of people dreaming of a black Christmas too…… or rather, a Christmas in the black.

christmas-presentsI think most of us dream of making Christmas magical for those around us.  There are a lot of ways to do that.  It could be anything from waking Christmas morning to find stockings stuffed and a new toy train going around the Christmas tree to a new tradition of Christmas on a warm, sandy beach under a palm tree.  Either way or any in between, it’s probably going to cost you. Read the rest of this entry »


Dream Series – That New Ride

August 31, 2017

If you are anywhere NEAR my generation, you’ve watched “The Price is Right” more than once.  Maybe not an entire episode, but at least segments of it.  Come on, who can’t resist Plinko?!?  A close second to that level of excitement was when the announcer (Rod Roddy, if you are my era), was asked what’s behind the curtain.  “Well, Bob, it’s…… A NEW CAR!”  And everybody went wild.  The really good ones were when the contestant playing the game flat out ended up on the floor in excitement.  That’s some good entertainment right there. Read the rest of this entry »


Dream Series – Building the Nest Egg

August 24, 2017

I’ve got some crazy dreams for my life – let me tell you.  I would love to travel more, have a little bigger house, buy a pick-up again, have a small sailboat, build a strip-built kayak, go back to school for a master’s….. oh, there is so much I could do.

If you can’t tell, I can easily be a spender.  Even as a ‘certified consumer credit counselor’, spending money could easily become a regular habit for me.  That’s why I always appreciate clients who specifically state ‘saving more money’ as one of their personal goals.  And when they say it, I have to agree, that sounds like a good goal for me too.  Yeah, sure.  I want to save more money too.  Read the rest of this entry »


Dream Series – Your Credit Reputation

August 3, 2017

Let’s be honest – so much of life is about your reputation.  People want to get to know you before considering you a friend.  It’s all about reputation on social media.  Potential employers check your reputation via your resume, references, and possibly a background check or two.  It’s no different if a bank or other lender is going to go into business with you.  Oh yeah, and landlords, utility companies, insurance companies, and even licensing agencies.

As we continue our Dream Series, educating people towards achieve their dreams, we want to help you understand your credit reputation that many, many people will be looking at.  We’ve already looked at setting goals and knowing where you are starting.  Now we’ll look at how people and businesses will measure your credit reputation. Read the rest of this entry »


Dream Series – Where the Heck Are We?!?

July 20, 2017

This post continues our Dream Series of blog posts.

You get the phone call……Woman on phone in car

“Hey, I’m lost.  Can you help me find my way back?”

“OK, where are you?”

“I don’t know.  I’m lost.  That’s why I called in the first place!  Can’t you just give me directions to get back?”

“Ummmmmmm…..” Read the rest of this entry »


Dream Series – The Beginning Of A Dream

July 6, 2017

“I have a dream.”  That’s become a powerful statement for a lot of different people.  While I certainly in no way intend to detract from it’s most famous speaker, we have to admit that almost all of us have dreams that we want to see to fruition.  Some are large, some not so large (but not necessarily any less important).  Most of those dreams end up involving money or credit at some point in time.

Here at the Center for Financial Resources, we are beginning a new series of blogs titled the “Dream Series”.  These are designed to help people reach for and accomplish any dreams that they may have or find.  Each post will build on this idea.

So for this inaugural week’s post, the question is – “What exactly is your dream?” Read the rest of this entry »


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