February 13, 2013
Love is in the air, but are your financial feet firmly on the ground?
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For couples, talk of finances tends to come with talk of commitment, love, and long-term goals. Typically, each of us has a few strong financial characteristics. You may be dating or married to your financial opposite! We all tend to fall on one side or another in a few categories. We are either: A spender or a saver; a risk taker or a security seeker; and debt tolerant or debt intolerant. Read the rest of this entry »
December 5, 2012
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Feeling like you’ve been-there, done-that, with trying to figure out a plan to pay off your debts? We might be able to help.
Lutheran Social Services Consumer Credit Counseling Service (CCCS-LSS) offers a structured plan, better known as a Debt Management Program (DMP), designed to help you pay back the money you owe while you live within your means. Read the rest of this entry »
October 31, 2012
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When you apply for credit the issuer of the loan or credit limit evaluates a number of factors to determine your “creditworthiness”.
Along with credit reports, which will be discussed later, lenders determine whether or not to issue you credit based on the following criteria: Read the rest of this entry »