So….. It’s Christmas. You know what happens at Christmas? People give gifts…..really nice gifts. You know what comes after Christmas? New Years. You know what people do on New Years? They make commitments for the coming year. Big commitments. Maybe you have that special someone in your life who is waiting for the “really nice gift” full of “big commitment”. Yeah, you know what I’m talking about. It’s time….. to pop….”THE QUESTION”.
If this is you, let me be the first to congratulate you. Now that that’s out of the way, let’s talk turkey. No, not the turkey your mom is serving on Christmas Day. I’m talking about history that can be a real ‘turkey’ when it comes to plans for your future. I’m talking credit. Read the rest of this entry »