“If I Were A Rich Man…”

May 11, 2017

“If only I made more money.”  “Life would be so much easierEmpty Wallet if there was just more in my paycheck.”  “I would love to have enough to not have to worry about money.”  Let’s be honest.  We’ve all made these comments before.  Just like Tevye in “Fiddler on the Roof”.  He sang “If I were a rich man, Yubby dibby dibby dibby dibby dibby dibby dum.”  It all sounds great.  Unfortunately, every last one of them is a lie!  Read the rest of this entry »


A Job Well Done

April 10, 2017

Monte 2Last week, a longtime employee of LSS Center for Financial Resources passed away. Monte Tschetter was a counselor with us for 16 years, most recently in our Huron office. He was a tremendous individual and a great person to work with. Over the years, we estimate that Monte helped about 4300 households with their finances.

Whether you were Monte’s co-worker or a client that met with him, the description of Monte is consistent and endearingly familiar:

  • Monte was helpful and courteous
  • Monte was a very well-spoken, open, honest person
  • I enjoyed working with Monte
  • Monte was great! He was very helpful in breaking down information that we didn’t think about
  • Monte was very respectful & slow to speak – always taking the time to listen first.
  • Monte was insightful and compassionate
  • Monte was intelligent
  • Monte was positive
  • Monte was very respectful & slow to speak – always taking the time to listen first.
  • Monte replied to my emails with a “yepper” – always made me chuckle

Monte was a support and an advocate for the clients he worked with at LSS. He also served as the Vice Chair of the Board for the State of South Dakota Independent Living Council Executive Group. This is a Governor appointed position that helps monitor agencies that serve individuals who are physically and mentally challenged. In addition to his 32 hour/week job at LSS, Monte worked full-time for Social Security as a Trust Reviewer/Fraud Coordinator/Claims Representative.  He truly worked tirelessly to help others.  Although we will miss him, we can’t help but believe that Monte is in a better place and was met with the words “Well done my good and faithful servant.”

 

thoughts contributed by Monte’s coworkers


Drink, Save, Be Healthy

March 23, 2017

As I write this, I have to admit that things aren’t quite right in my world.  My attention is wandering.  My head feels like it is bouncing around like a balloon at the end of a string.  The letters on my computer screen might even be dancing just a little for me.  We can pick things up from our close friends and family like phrases, ticks, and habits.  I’m blaming this one on my wife.  My world is not right and it’s all HER fault! Read the rest of this entry »


The Big Finale (or Finally)

March 2, 2017

You’ve just kicked the bucket.  You are six feet under, pushing up daisies.  You’re worm food.  You’ve entered the pearly gates (or that other place).  No turning back now.  It’s the only guarantee other than taxes.  Ashes to ashes, dust to dust.  Congratulations, you are dead.

Do I have your attention?  I’m not surprised.  Most of us at least have a healthy respect for death if not a flat out fear of it.  Thinking about it is something many people simply refuse to do.  Surely it can’t happen to them….. at least not yet.  Not for a long time yet.  But that is exactly what I want you to focus on for this blog post.  OK, maybe not so much your actual death, but what about all of the stuff you have when you do die? Read the rest of this entry »


The Secret to Saving Money

February 9, 2017

What’s probably the top goal that I hear from people?  woman-with-cashThey want to “save money”.  Great….. so what does that mean?  Spend less?  Get better deals?  Oh, no.  They want more money in their savings account.  I suppose you could say they want to be money hoarders.  Now I’m not against having more money in savings, but I think, in most cases, they have the cart before the horse if you will.

So, what’s the one key thing to saving more money?  The real lynch-pin?  The keystone that holds it all up and together?

Spending. Read the rest of this entry »


What You Are Really Paying For

January 24, 2017

Pop.  Soda.  Fizzy caffeinated goodness.  Whatever you call it, wecoke-in-a-glass go through a lot of it.  Have you ever paid attention to the cost of it?  More importantly, have you ever thought about why you pay so much extra for that one quick bottle? Read the rest of this entry »


Is It REEEEEALY A Good House?

December 14, 2016

 

So what is your new year going to look like?  What do you want house-and-coinsto do this year?  Change?  Experience?  Does that list include the purchase of a new home?  Does the enormity of that idea scare the bajeebbas out of you?  Don’t worry, you aren’t alone.  After all, how do you know it’s a good home?  Has it been taken care of?  This is a huge purchase and commitment.  How do you know you aren’t getting into a money pit?  There have been at least a couple of funny movies based on that experience.  Is your purchase going to inspire an entirely new episode of comedy?  Possibly…… Read the rest of this entry »


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