August 3, 2017
Let’s be honest – so much of life is about your reputation. People want to get to know you before considering you a friend. It’s all about reputation on social media. Potential employers check your reputation via your resume, references, and possibly a background check or two. It’s no different if a bank or other lender is going to go into business with you. Oh yeah, and landlords, utility companies, insurance companies, and even licensing agencies.
As we continue our Dream Series, educating people towards achieve their dreams, we want to help you understand your credit reputation that many, many people will be looking at. We’ve already looked at setting goals and knowing where you are starting. Now we’ll look at how people and businesses will measure your credit reputation. Read the rest of this entry »
July 20, 2017
This post continues our Dream Series of blog posts.
You get the phone call……
“Hey, I’m lost. Can you help me find my way back?”
“OK, where are you?”
“I don’t know. I’m lost. That’s why I called in the first place! Can’t you just give me directions to get back?”
“Ummmmmmm…..” Read the rest of this entry »
July 6, 2017
“I have a dream.” That’s become a powerful statement for a lot of different people. While I certainly in no way intend to detract from it’s most famous speaker, we have to admit that almost all of us have dreams that we want to see to fruition. Some are large, some not so large (but not necessarily any less important). Most of those dreams end up involving money or credit at some point in time.
Here at the Center for Financial Resources, we are beginning a new series of blogs titled the “Dream Series”. These are designed to help people reach for and accomplish any dreams that they may have or find. Each post will build on this idea.
So for this inaugural week’s post, the question is – “What exactly is your dream?” Read the rest of this entry »
June 8, 2017
As June is National Homeownership Month, we are doing a series of blog posts relating to home ownership. Each will have a different perspective, so stay tuned for more.
First, full disclosure. I teach our homebuyer education course. I have my real estate license. Even though my license is inactive, I am still involved in our local real estate association. I even teach the classes required to get your real estate license. Am I invested in that world? Yes.
I’ve been both a renter and home-owner. I currently own my own home and would have it no other way.
I am a big fan of home ownership. It is no secret.
I’ll also be the first one to tell you that home ownership is NOT for everyone. Read the rest of this entry »
May 25, 2017
Fidget Spinners. If you don’t know what they are, I’m pretty sure you’ve been living under a rock for the last several months. They’re everywhere. I’ve even seen photos on Facebook of women attaching mini spinners to their fingernails. Seriously. Having two kids of my own, yes the spinner craze has hit our house too. “But they’re, like, therapeutic.” “No, for most of you they’re just a toy.” Alas, we gave in. Not totally. After all, the first spinner was a bribe for good behavior. Hey, I’ll admit I’m not above bribery when it comes to children’s behavior. True to the American way, however, one is never enough. And I made a lesson of it. Read the rest of this entry »
May 11, 2017
“If only I made more money.” “Life would be so much easier if there was just more in my paycheck.” “I would love to have enough to not have to worry about money.” Let’s be honest. We’ve all made these comments before. Just like Tevye in “Fiddler on the Roof”. He sang “If I were a rich man, Yubby dibby dibby dibby dibby dibby dibby dum.” It all sounds great. Unfortunately, every last one of them is a lie! Read the rest of this entry »