Dream Series – That New Ride

August 31, 2017

If you are anywhere NEAR my generation, you’ve watched “The Price is Right” more than once.  Maybe not an entire episode, but at least segments of it.  Come on, who can’t resist Plinko?!?  A close second to that level of excitement was when the announcer (Rod Roddy, if you are my era), was asked what’s behind the curtain.  “Well, Bob, it’s…… A NEW CAR!”  And everybody went wild.  The really good ones were when the contestant playing the game flat out ended up on the floor in excitement.  That’s some good entertainment right there. Read the rest of this entry »


6 Thoughts on Bankruptcy

May 19, 2017

 

Bankruptcy.  It’s a word that evokes a lot of differentgavel and scale emotions and responses.  “It’s a cheap way to get out of debt.”  “Or perhaps it’s the fresh start someone needs.”  “But if they hadn’t gotten themselves into debt in the first place.”  “Then again, they didn’t choose to get sick and end up with the medical bills they have.”  “I pay my bills so why can’t they?”  “I can’t pay my bills so what’s wrong with me?”

The comments could go back and forth for ever and certainly have since the advent of bankruptcy.  In reality, bankruptcy is not the right answer for everyone, but it may be the best option for some.  It’s not always an easy choice to make. Read the rest of this entry »


“If I Were A Rich Man…”

May 11, 2017

“If only I made more money.”  “Life would be so much easierEmpty Wallet if there was just more in my paycheck.”  “I would love to have enough to not have to worry about money.”  Let’s be honest.  We’ve all made these comments before.  Just like Tevye in “Fiddler on the Roof”.  He sang “If I were a rich man, Yubby dibby dibby dibby dibby dibby dibby dum.”  It all sounds great.  Unfortunately, every last one of them is a lie!  Read the rest of this entry »


What to Spend on Your New Home

April 20, 2017

 

Tired of renting?  Tired of the landlord?  Tired of the crazy neighbors doing who knows what and all kinds of hours?  Tired of nothing but white walls in your living space?  Tired of someone else parking in your parking space?  Tired of paying every month and getting nothing (except maybe part of your deposit) back when you move?  Perhaps it’s time to move out of your parents’ house…..

OK, so this probably isn’t your parents’ house anymore.  But it may still be time to move on.  Perhaps it’s time to look at buying your own home.  As our clients consider a home purchase, one of the most frightening issues they face is determining exactly how much they should spend on a home. Read the rest of this entry »


What You Are Really Paying For

January 24, 2017

Pop.  Soda.  Fizzy caffeinated goodness.  Whatever you call it, wecoke-in-a-glass go through a lot of it.  Have you ever paid attention to the cost of it?  More importantly, have you ever thought about why you pay so much extra for that one quick bottle? Read the rest of this entry »


Upping Your Giving Game

December 19, 2016

 

‘Tis the season, or so the saying goes.  But the season for what?  cash-in-walletDuh, it’s the season of consumerism….. I mean the season for giving.  It’s the time of year when we shop to give gifts to our family, friends, coworkers, teachers, coaches, neighbors, mail carriers, garbage haulers, pizza delivery guys, and anyone else we can possibly think of.  And while we are shopping, there are the other organizations that are asking us to give to them, whether it is for a special project or for one last push to make their annual budget.  After all, giving is a great way to get a tax break, right?  No cash?  That’s ok; they’ll take stock transfers, old vehicles, and even donated real estate if you’d rather.  Man, that’s a lot of giving that is expected of us this time of year.  Read the rest of this entry »


4 Tips for When Life Isn’t Vanilla

September 15, 2016

 

Mmmm.  Vanilla ice cream.  Vanilla is the greatest flavoricecream-sunday-and-woman of ice cream ever.  I know, it’s plain, not overly stimulating in the flavor department, and easy to find.  But with that one flavor I can meet just about any mood I’m in.  Without clashing, I can add chocolate syrup, caramel syrup, fresh strawberries, peanuts, even crème de menthe.  Try that versatility with just about any other flavor and eventually you will have a bad, bad dessert that is anything but a treat.  Vanilla is definitely the way to go.

If only life were like ice cream.  It would be so easy, so predictable.  We would know exactly what is coming.  We would always know we were safe.  It would be perfect.

But life isn’t vanilla.  And that’s a GOOD thing. Read the rest of this entry »


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