December 6, 2018
Let’s say I miraculously have $1,000 to just give away. So I put a post out on social media that the first one at my office will get $1,000. No questions asked. No strings attached. Cash in hand and you are on your way with some serious cash to fulfill all your dreams.
Sounds great, but can you imagine what the roads would be like between here and there? I’m not saying my social media footprint is big enough that I’ll have all of Sioux Falls running to me. But I would reach at least a few of you (you know who you are) who would do just about anything to claim the $1,000 cash. That’s a lot of money. Read the rest of this entry »
November 29, 2018
Coming from a family of story tellers, there is nothing like the telling of favorite family stories as we head into the Christmas season. There is one particular female I’m close to (not my mom or sister) who has a family story that comes up somewhat regularly that I thought would be fun to share (to see if she reads my posts) and it makes a good point.
You see, as a younger girl, her great-aunt would always get her a couple of Christmas presents. Every year, you could count on one of those presents being a package of new underwear. Being married and having a daughter of my own, I have learned how particular females can be about embarrassing things. An elementary-age girl receiving new underwear for Christmas? Apparently that’s pretty embarrassing.
So, there’s something to learn from this? You bet! Here we go. Read the rest of this entry »
November 8, 2018
So I just had my birthday. It was the big one. I guess I’m no longer a kid, at least physically. That’s right, I turned the big 40. I guess it’s time to start thinking about retirement and senior care arrangements about now.
OK, not really. After all, I don’t really plan on ever even growing up. Just ask my wife. But in honor of another year, my sister asked for a list of gift ideas for both my birthday and Christmas. I finally sent a couple of ideas almost a week later. Sure, life is busy. But I was also struggling to come up with anything that I really needed or wanted.
And with that, here we go right on into the Spending Season……. I mean the Christmas Season. Read the rest of this entry »
November 1, 2018
You know the old adage – big things come in little boxes. Perhaps it’s the key to your new car. Or maybe a folded up $100 bill. Or maybe it’s a diamond ring promising big things in the lifetime ahead.
That’s all great. But today we’re going to flip that idea just a little. If you’ve used a budget form before, you know there are usually little boxes next to each expense category and you fill in what you spend. Some times you just know it’s going to be a large amount, like a house payment, medical bill, or car repair. Other times it’s just a little thing that goes into those boxes.
Or is it? Read the rest of this entry »
October 18, 2018
No matter how many lines of credit you have open, you know your credit is fine. You make all of your payments on time. Heck, there are months you don’t use some credit cards and so you don’t even owe anything to make a payment on. Maybe you do owe some money, but you are current on everything. It’s all good. No worries. Right?
Well…… You may still want to check on that. Here’s why. Read the rest of this entry »
October 12, 2018
So you’ve run up a little credit card debt. How much do I mean by ‘a little’? Well, I’m not really sure, but enough that you are aware of it. For the sake of this blog post, let’s say it’s enough that the minimum payments are perhaps a struggle some months. Maybe it’s even enough that you are not making payments because you can’t afford them that month.
Well, let’s talk about your options for dealing with debt. Read the rest of this entry »
October 4, 2018
I got nothing. Today is my assigned blogging day for the week. I’ve known it was coming. I’ve had other stuff to do, but the blog has been in the back of my mind. Usually I have at least an idea of what I’m going to write about. But today I’m blank. Empty. I’ve even put everything off to the side to solely focus on my blog; I’ve really given it some thought. And yet here I sit, writing to you about how I don’t have anything to write about.
So, I guess…..let’s pull the old Jerry Seinfeld and do a blog about nothing and maybe talk about money while we do it. Ready? Here we go. Read the rest of this entry »