What Do We Love?

February 13, 2020

 

Here’s a warm fuzzy of a story for you.  There was this guy who had to blatantly violate the law to follow what he believed.  When caught, he was arrested and convicted.  Then he was beaten with clubs.  Then stoned.  When he wasn’t dead yet (insert classic Monty Python bit here), he was beheaded.  Then, after being buried, he was soon dug up and pieces of him sent all over Europe to be displayed to this day.  All in the name of love.

If you haven’t connected this with the Facebook memes yet, yes, this is referring to St. Valentine.  Had he been alive today, I’m pretty sure his favorite song would be “I would do anything for love” by Meatloaf.

Now I’m pretty sure St. Valentine was doing it all for the love of his God.  But as we have morphed the day designated to honor his memory, it has certainly become a day to commemorate our love of many, many things…..including our significant other. Read the rest of this entry »


The Closest Identity Thief

February 6, 2020

Identity theft.  We talked about it as a part of our last blog on why you should file your taxes as early as possible.  But there are so many other reasons and ways people steal your identity.  They may take out new loans, get utility or cell phone services in your name, or even rent an apartment in your name.  While your good credit gets them in the door, their lack of responsibility (not paying) on those items can quickly trash your credit report.

So how are they getting your information?  Hacking is certainly up there.  Then there are the card skimmers, fraudulent calls and emails to ‘verify information’, and planting spyware in different programs and websites to forward on the information you put out there.

But there is one that I don’t think gets enough attention. Read the rest of this entry »


Why You Should File Your Taxes NOW

January 30, 2020

As I write, tomorrow is a very important date – January 31st.  Do you know what January 31st requires?  It’s a big day that may just be involved in you getting a nice check written out to you.  And I’m not just referring to payday.  January 31st is the day by which employers must have tax documents sent to employees.

Oh……woo hoo.

I know it doesn’t sound that exciting, but you definitely should be paying attention.  This little requirement means we are just heading into the peak tax season.  Within a few days, you should have everything required to file you income taxes.

I know.  You have until April 15th to get them in.  So what’s the rush?  Well, here are a few reasons you may want to get those taxes done sooner rather than later. Read the rest of this entry »


New Year’s Budget From Last Year’s Bills

January 2, 2020

Many people traveled over the holidays.  Some went to new places for the first time.  This probably requires directions and maybe even a map.  Whether you are still rocking the old school paper maps (highly underrated) or depending on the wonder that is Google Maps, there is one important piece that HAS to be known to get you where you want to be – your starting location.

If you (or Google) don’t know where you currently are, google mapshow can you get accurate directions to where you want to be?  There’s always the old adage of “Go west, young man”, but if you are already west of your desired location, that’s not going to be helpful at all.  You have to know your starting point. Read the rest of this entry »


A Simple Christmas Point

December 19, 2019

I don’t think it’s any secret that I can talk.  Sure, I have my quiet moments.  But have you read my other blog posts?  Have you seen the videos I put out?  (hint: I have to be very intentional about not getting long-winded with them)  RARELY do any of the classes I teach classes get out early.  There’s simply just too much good stuff to talk about.  And don’t get my family started on getting out the door after church.  I’m usually there to see the lights get turned off.

As I was planning this blog post, I was trying to figure out something to eloquently pontificate about regarding Christmas and the new year.  Surely I have words deep down inside of me that will deeply touch someone and make a life-changing difference. Read the rest of this entry »


Christmas Vacation and PTO

December 13, 2019

This isn’t charity; it’s family. – Clark Griswold

I’m sorry, this is our family’s first kidnapping. – Ellen Griswold

We’re gonna have the hap- hap- happiest Christmas. – Clark Griswold

I don’t know what to say, but it’s Christmas and we’re all in misery. – Ellen Griswold

Worse?  How could things get any worse?  Take a look around you, Ellen!  WE’re at the threshold of Hell. – Clark Griswold

Dad, you taught me everything I know about exterior illumination. – Clark Griswold

Welcome to our home – what’s left of it. – Ellen Griswold

 

Ah, the memories of Christmas.  Especially when those memories involve the annual viewing of the movie “Christmas Vacation”.  So many great quotes from that movie.  These quotes are kind of funny on their own, but if you know the context of the movie, they are hilarious.  The bigger storyline adds so much color.  If you haven’t seen it, you have to watch the movie.  It’s a classic. Read the rest of this entry »


Paying the Christmas Bills Now

December 5, 2019

Have you gotten the statements for all of your Christmas shopping yet?  Probably not, or at least not all of the shopping you will be doing.  After all, we are still 3 weeks from Christmas.  PLENTY of time to get the shopping done.  But back to those bills that will be coming….

According to research compiled by CreditCards.com, 61% of those who already carry a balance on their credit cards will extend their debt over the Holidays.  Another article of theirs reports that about 37% of Americans regularly carry debt on their credit cards.

I won’t bore you with all of the math, but the numbers from these two articles tell us that 42-43% of American adults will put themselves into or further into credit card debt this year.

So have you started your payments yet? Read the rest of this entry »


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