The holidays can already be stressful enough without the concern on if you are being scammed by a deal that is too good to be true. There are a lot of scams out there: ones that try to convince you to donate to a charity, fake gift exchanges, or temporary holiday jobs.
Now, working a holiday job can be a good way to earn some extra cash, but be careful as to if it is legitimate or not. If they are offering high wages for routine tasks like stuffing envelopes or answering phones it could be a scam. The saying of ‘if it sounds to good to be true… it probably is’ should be ringing in your ears in this scenario or any situation that seems fishy. You should request an official offer letter that details the job being hired for and the wages before starting any work.
There are some websites you can go to for cross referencing on if a business is reputable:
- Better Business Bureau (BBB) https://www.bbb.org/: There is an entire database that tracks scams.
- Federal Trade Commission (FTC) https://www.ftc.gov/: Has a scam alert page that is always being updated on current scams.
Some creative ways that you can make some quick cash could be by doing ride share or food delivery jobs (Uber/Lyft, FoodDudes/DoorDash). Another idea is to sell things that you no longer need. If you have children, you could also encourage them to sell toys they no longer play with.
If you like these ideas or want other ideas reach out to us and one of our counselors can meet with you. We can also help review documents if you are concerned on it being a scam. You can schedule an appointment by calling us at 1-888-258-2227 or by visiting our website at www.lsssd.org.
Written by Cassandra Johnson, Financial Counselor and Educator
Photo credit: cportcu.org
LSS Center for Financial Resources
Consumer Credit Counseling Service | Housing Resources | Sharpen Your Financial Focus | Financial Fitness Education
705 East 41st Street, Suite 100 | Sioux Falls SD 57105-6047
605-330-2700 or 888-258-2227
Strengthening Individuals, Families & Communities