October 31, 2012
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When you apply for credit the issuer of the loan or credit limit evaluates a number of factors to determine your “creditworthiness”.
Along with credit reports, which will be discussed later, lenders determine whether or not to issue you credit based on the following criteria: Read the rest of this entry »
October 30, 2012
If you are an adoptive parent in an open adoption or considering an open adoption – you may find the following article beneficial. It originates from the website www.adoption.about.com. Read the rest of this entry »
October 29, 2012
Last night marked an important day in the lives of more than twenty preschool students. We are so thankful to have experienced many important milestones with them and we know that they will continue to grow and learn! The gym was filled with proud parents, grandparents, friends and family members. As we watched the children sing, recite their lines and accept their special diplomas I couldn’t help but wonder if their preschool experience will stick in their memories. We already know that research shows that a high quality early childhood education experience results in long term educational and social benefits. I know they will remember what they have learned. What I have found myself pondering is if these children will retain even more than that. So much of what happens in preschool is filled with the 5 senses. I wonder too if for these children who have had such positive experiences in their preschool years the smell of crayons, feel of playdough or sound of children’s music will bring back memories of happy times with friends and loving teachers. This reminded me of one of our first blog posts from Childcare and Education Services. Read on to see what our graduates have enjoyed.
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October 26, 2012
On October 19, David Jal and Laura Jacobs read a storybook for the entire seventh grade at Brandon Valley Middle School. In some ways, it was the story of a ‘normal’ childhood—playing games, singing, doing chores. But in so many ways it was a tragic childhood—forced military conscription, trudging countless miles across political borders to safety. Read the rest of this entry »
October 25, 2012
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Many South Dakotans go to great lengths to protect themselves from being robbed. We lock our doors, install alarm systems in our homes and cars, and insure our valuables. Many of us, however, do not pay an equal amount of attention to the crime that affected more than eleven million consumers last year—the crime of identity theft. Read the rest of this entry »
October 24, 2012
In honor of National Adoption month this November, the Adoption Program of Lutheran Social Services of South Dakota (LSSSD) is hosting a “Touched By Adoption” event. We are requesting any families who have adopted through LSSSD to share a family picture(s) which we can put on an Adoption timeline from the earliest to the most recent adoption. Read the rest of this entry »